If you are looking to buy (or) refinance a home in 2023, You need to Take a Peak at CalTAP Plus, the #1 home loan program for Teachers, Police, Fire, Military, and other public employees who serve our local California communities.

CalTAP Teacher & Public Employee Rewards Benefits:

  1. No Lender (or) Processing Fees Charged Ever! ($1,895 value)
  2. Free Float Down if Rates Improve after You LOCK!
  3. Earn up to $10,000 CASH-BACK using one of our Clever Real Estate Partners to buy your next home!


  1. We offer a MATCH (or) BEAT Rate & Pricing Guarantee!

Make us your first and last call to get pre-approved with peace of mind that CalTAP Plus is the #1 home loan program available for California public employees.

Who Qualifies for CalTAP?

  1. California State Teachers Retirement System (CalSTRS)
  2. California Public Employees Retirement System (CalPERS)
  3. Legislators Retirement System (LRS)
  4. Judges Retirement System (JRS)
  5. Or an Employee of a California Public Agency
  6. Retired & Active Military Veterans
  7. Private School Teachers & District Employees

If you are ready to buy your next home or refinance, please give me a call (or) begin your loan application with confidence that you will receive the "BEST" combination of interest rate, pricing, and customer experience available today!


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CalTAP is our way of saying Thank You for all you do to serve your local community.