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Get the Cash-Out You Need Without Refinancing Your Current 1st Mortgage
Home Equity Loan (or) Line of Credit

Tapping Into Your Home Equity is as EASY as 1,2,3!

1. Consolidate high interest revolving or installment debt, home improvement or cash-out for any purpose, without refinancing your low interest 1st mortgage.
2. Home Equity Line of Credit and Home Equity loans available up to 95% of your home value.
3. Detailed Home Loan Comparison to help you choose the program that works best for you!

See how a home equity line of credit (or) home equity loan can be a better option for tapping into your home equity.

Home Equity Line of Credit (HELOC)

A HELOC is a line of credit that is secured by your home, giving you a revolving credit line to use when you want to. It can be used for large purchases such as renovations, tuition, or emergency expenses.

Home Equity Loan (Fixed Rate)

Similar to a cash out refinance, a home equity loan will provide you a lump sum of cash; as much as 95% of your home’s equity. It acts as a 2nd mortgage, leaving your current low interest rate 1st mortgage intact.

If you have any questions about the CalTAP home loan program (or) home equity loans, please contact our CalTAP Hotline @ 800-310-7577, 8:30 AM to 8:00 PM., or apply online to begin the loan process.