Meet Your CalTAP Plus Team

CalTAP Plus is more than just a mortgage loan and Secure Choice Lending is more than just another mortgage lender.

We help teachers, police officers, firefighters and other California public employee’s budget, save money and develop a financial plan for retirement by utilizing their home mortgage as a wealth building tool.

Take a few moments to get to know your CalTAP Plus team!


Management, Customer Service & Operations

Joe Moore

Joe Moore
Division Manager
NMLS# 333648
Direct: 800-310-7577 x101
Cell: 714-655-0116
Email: joe@securechoicelending.com

Joe Moore is the Division Manager for Secure Choice Lending and has managed the Huntington Beach office since 2012.
Joe's team specializes in working with Teachers, Police Officers, Military Personnel, and Firefighters, offering the CalTAP Plus Home Loan program in the state of California.
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Kathy Gullo

Kathy Gullo
Senior Loan Processor
Account Manager for Joe Moore
Direct: 800-310-7577 x104
Cell: 661-645-4308
Email: kathy@securechoicelending.com

Kathy Gullo has been with the Huntington Beach office representing CalTAP Plus since 2014 as a Senior Loan Processor and account manager for Joe Moore. Kathy brings over 20 years of experience as a loan processor and operations manager.
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Gary Berry

Gary Berry
Senior Loan Officer | NMLS# 1565089
Account Manager for Joe Moore
Direct: 800-310-7577 x102
Cell: 949-690-2144
Email: gary@securechoicelending.com

Gary Berry is a Senior Loan Officer and Account Manager for Team Moore. Gary brings 8 years of account management and loan experience to Secure Choice Lending, working directly with Joe Moore, the division manager.
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Vanessa Henderson

Vanessa Henderson
Senior Loan Consultant | NMLS 448785
Direct: 800-310-7577 x103
Cell: 949-294-3841
Email: vanessa@securechoicelending.com

Vanessa Henderson is a Senior Loan Officer and CalTAP+ Advisor for Team Henderson servicing the Inland Empire, including Riverside, San Bernardino, and Los Angeles County.
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CalTAP PLUS Preferred Realtor Network

Annamae Gilberti

Annamae Gilberti
TAP+ USA Client Concierge
Clever Real Estate (Nationwide)
Cell: 314-888-9705
Email: annamae@movewithclever.com
Website: www.movewithclever.com

Mike Ramirez

Mike Ramirez
CalTAP PLUS Preferred Realtor
PLF Real Estate Solutions
BRE# 01257890
Cell: 310-968-3402
Email: mike247realtor@gmail.com
Website: www.mike247realtor.com

CalTAP Plus is our way of saying Thank You for all you do to serve your local community.


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